Mar 4, 2026 1 min read

Cash allocations flashing orange

Cash allocations flashing orange

AAII Cash allocations have fallen again — and they’re now close to 25-year lows.

That’s the message from the latest AAII Asset Allocation Survey — the lesser-known (but very useful) sibling of the weekly AAII Bull–Bear survey.

What the latest reading says

  • Cash allocation: 14.2%
  • That’s the 4th percentile since 1987
  • It’s also just above the ~14% “sell-zone” threshold

Historically, when cash allocations fall below ~14%, forward 12-month S&P 500 returns have been flat on average, and below average 74% of the time.

Caveat: this survey was taken before the US/Iran conflict, so real-time sentiment may be a touch less bullish.

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